How to keep from having ANOTHER accident.
As we drive to and from our many destinations each day, we run the risk of getting into some kind of scrape! Not that we want to, but it is always because other people either drive like crap or just won't get out of our way! When an accident happens, it is always inconvenient and never our fault. Right?
But is it really NOT your fault?
I know what you are thinking.... someone hit me, how can it be MY fault?
My newest job has me reading about claims all day. As an auto underwriter, I get to decide, for the most part, if we will take action or not on a household. Taking action usually means:
- Non renewing the auto policy
- Removing coverage
- Sending a caution letter
- Following up on an undisclosed driver
I'll give you some examples~~~~~
Veh 1 was driving in lane 1, when Veh 2 came over in his lane. Veh 1 swerved and hit a pole. Veh 2 left the scene.
Veh 1 was making a left turn into lanes of traffic. The vehicles in lane 2 & 3, let him in. As he was turning, lane 3 had veh 2 coming at 30 MPH who did not see veh 1 approaching from the side. Veh 2 hit Veh 1.
Veh 1 was backing out of parking space at the local grocery store, veh 2 was driving through and hit him.
Veh 1 and veh 2 both were backing out of the retail store at the same time and backed into each other.
Last one- veh 1 hit a pothole in the road and did damage to his undercarriage.
I realize I made all these males, but please bear with me for brevity's sake. Thanks.
So, do you think you could have prevented any of these? I say yes. And even though technically you are not at fault. You really are. Let me expound.
In the first loss, here's a tip: Don't be in a lane when there is someone right next to you. Either move up or move back.
The second loss, next tip: NEVER, i repeat, Never allow others to wave you through. When it comes down to it, YOU will have the at-fault loss & possibly violation on your record, not them!
The third loss, my tip: Always park pulling through the parking spot. There will never be a need to back up!
Fourth loss, This tip: see above. Or just take your time and be very careful!!
Last one: This is hard because sometimes potholes are hard to miss. If you leave plenty of room in front of you from the next car, you 'd be surprised how much time you will have to prepare if you get yourself in a bind. TIP: Leave plenty of room in front of you in order to move into another lane if there is something in the road.
I say you are only at fault because you are not "Driving Defensively!" Every adult should know this and practice it every day. And then share with your children/grandchildren; He or she.
Was this helpful? Or did it make you mad?
I'd love your feedback!!! Even if you disagree!!
If they are helpful, then good luck. I live these rules every day and I have not had an accident- at fault accident, in 36 years!
Whoo Hoo!!!!
